How can you tell they’ve got it: Financial Planning?

If they’ve got it, you’ll see things like: Set a realistic savings goal and calculate how long it would take saving a fixed amount each week; Create a simple financial plan for a specific purpose (birthday party, school trip, gift); Explain why planning ahead with money is better than spending everything as it comes in. Or just try it together: If your child wanted to save up for something costing £30, could they work out a realistic plan for how long it would take?

Life Skills Money & Finance Ages 9–11

Financial Planning

Your child can set a savings goal and work out how long it takes by saving a set amount each week. Planning beats spending it all at once.

In curriculum terms

Setting longer-term financial goals; planning and prioritising spending; how saving regularly adds up over time; the value of thinking ahead with money

Ages are typical, not deadlines — follow your child’s pace. How to help at home →

How to tell they’ve got it

Tick these off as you see them — no test required.

Set a realistic savings goal and calculate how long it would take saving a fixed amount each week
Create a simple financial plan for a specific purpose (birthday party, school trip, gift)
Explain why planning ahead with money is better than spending everything as it comes in

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Try this together

If your child wanted to save up for something costing £30, could they work out a realistic plan for how long it would take?

Where this sits on the map

Stuck here? Check the skills it builds on first. Confident? Here’s what it unlocks.

Builds on

Banks & Savingages 7–9Must understand banking and interest before planning long-term savings goals

Budgeting Pocket Moneyages 7–9Must understand basic budgeting before longer-term financial planning

Financial Planningthis skill · ages 9–11

Unlocks

Scaling Upages 9–11Cross-domain: financial planning (Money & Finance) supports understanding business growth finances

solid = must come firstdashed = helps

Curriculum alignment

Where this fits in the official school curriculum — our best automated guess, not yet checked by a person.

Show candidate curriculum codes · 1 ACARA · 3 VIC

Australian Curriculum v9 candidate

AC9M5N08low confidenceYear 5 · Number

check and explain the reasonableness of solutions to problems including financial contexts using estimation strategies appropriate to the context

Victorian Curriculum 2.0 codes & levels only

VC2HE6K07low confidenceEconomics and Business · Levels 5 and 6 · Knowledge and Understanding strand

VC2M5N09low confidenceMathematics · Level 5 · Number strand

VC2HE6K06low confidenceEconomics and Business · Levels 5 and 6 · Knowledge and Understanding strand

These are candidate alignments generated by semantic matching — machine-suggested and unreviewed (v0.1), not official or verified mappings. For official curriculum content see australiancurriculum.edu.au, curriculum.nsw.edu.au and f10.vcaa.vic.edu.au. Don’t rely on them for registration or compliance purposes.

Nearby on the map

Borrowing & Debtages 9–11 Global Tradeages 9–11 How the Economy Worksages 9–11 Scams & Online Safetyages 9–11

All Money & Finance skills →