Money & Finance

Coins, saving, spending and first money choices — 20 skills across 6 years. Every skill below shows what it builds on and how to tell your child has it.

Life Skills20 skillsages 5–11

Grouped by the age children typically start each skill. Ages are typical, not deadlines — follow your child’s pace.

Around age 5

Buying Thingsages 5–7 Coins & Notesages 5–7AC ✓ Jobs People Doages 5–7 Looking After Moneyages 5–7 Needs & Wantsages 5–7 Saving Moneyages 5–7 What Money Isages 5–7AC ✓

Around age 7

Advertising & Spendingages 7–9AC ✓ Banks & Savingages 7–9 Budgeting Pocket Moneyages 7–9 Earning Moneyages 7–9 Fair Trade & Ethicsages 7–9 Making Changeages 7–9AC ✓ Ways to Payages 7–9

Around age 9

Borrowing & Debtages 9–11 Financial Planningages 9–11AC ✓ Global Tradeages 9–11 How the Economy Worksages 9–11 Scams & Online Safetyages 9–11 Taxes & Public Servicesages 9–11AC ✓

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